The Borrowing Calculator

At Finance Factors, we understand that determining how much you can borrow is a crucial step in your mortgage journey. Our borrowing calculator is designed to provide you with a clear and straightforward estimate of your borrowing potential. This tool takes into account various factors such as your income, existing financial commitments, and credit history, ensuring that you receive a tailored estimate that aligns with your unique financial situation.

Utilising our borrowing calculator not only helps you gauge your affordability but also empowers you to make informed decisions about your mortgage options. After all, understanding your borrowing capacity is essential for first-time buyers, homeowners looking to remortgage, or anyone considering a property investment. We are committed to taking the FAFF out of finance, making your mortgage application process as seamless as possible. Get started today and take the first step towards securing your future.


Calculate How Much You Can Borrow

The salary calculator is based on Gross salary x 4.5 times salary allowed and is an indicator of what some lenders may lend. We haven't taken into account any current commitments they may reduce this amount. This figure should only be used as a guide, please contact us for personal and accurate advice.

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

 

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

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Finance Factors is a Trading style of Finance Factors LTD who are an Appointed Representative of Advice Solutions LTD which are Authorised and Regulated by the Financial Conduct Authority. The Financial Service Register Number is 961681.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

Finance Factors is a Limited Company. Registered Address: Finance Factors Ltd, 2 Kingsbroom Court, Kingswood, Maidstone, England, ME17 3ST, United Kingdom.  Registered in England and Wales under number 15814885.

We always aim to provide a high-quality service to our customers. However, if you encounter any problems, in the first instance please write to the registered address above, email or call Finance Factors outlining your complaint, if we are unable to resolve this, you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Some calls maybe recorded for training and monitoring purposes.